Operated rental
The crane company sends the crane with its own certified operator, and usually a rigger or signal person as well. The company carries the insurance on the lift itself and the operator is responsible for the lift plan, within the information you give them about the load and site.
This is the right call for almost anyone outside of a company that already runs its own crane crews: homeowners, facility managers, HVAC and sign companies, and general contractors handling an occasional lift rather than a regular one.
Bare rental
A bare rental is the crane only, with no operator. You supply a certified operator (and usually your own insurance covering the lift) to run it. Crane companies that offer bare rentals will almost always ask to see the operator's certification and proof of insurance before they hand over the keys.
This fits contractors and industrial operations that already employ certified crane operators and run crane work regularly enough that it makes financial sense to rent just the machine.
Rough crane size in 20 seconds, then send it for a quote.
Size my liftWhich one costs less?
A bare rental is cheaper per hour because you are not paying for the operator's time, generally $50 to $150 an hour less based on current rate guides (BigRentz, 2026). But that only saves money if you already have a qualified operator on staff. Hiring a separate certified operator on top of a bare rental rarely costs less than simply booking an operated rental in the first place, once you add up both costs.
Insurance and liability
With an operated rental, the crane company's insurance generally covers the lift itself, since their operator is the one running the crane and making the lift decisions. With a bare rental, the liability shifts toward whoever supplies the operator, which is why companies ask to see your operator's certification and your insurance coverage before handing over a bare machine.
This is not legal advice, and insurance requirements vary by company and by job. Ask the crane company directly what they require for a bare rental before you assume you qualify, and confirm your own coverage with your insurance agent if you plan to run a bare rental regularly.
Mixed situations
Some contractors land in between: they have a certified operator on staff but do not want the liability or the hassle of running their own lift on an unusual job, like a one-time heavy industrial lift outside their normal work. In that case, an operated rental from a company experienced with that specific job type is often the better call, even though you technically could run a bare rental.
If you are not sure which situation you are in, tell the crane company both options you are weighing when you call. A company that does both operated and bare rentals can usually tell you quickly which one fits your job and your crew.
If you are not sure
Start with an operated rental. It is the safer default for a job you do not run often, and the crane company's own operator and insurance cover the lift itself. Tell them upfront if you are considering a bare rental so they can tell you exactly what they require to approve it before you commit to a date.
What to say when you request a quote
Tell the crane company straight out which one you are expecting: "we need an operator" or "we have our own certified operator and only need the machine." That one sentence changes the quote, the paperwork they ask for, and sometimes which crane they send, so stating it upfront saves a round of back and forth before you get a real number.